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    Is it illegal to post-date a check?, Nolo Ask your bank or credit union for their specific policy for postdated checks in their account disclosures Most banks will not honor or even notice the restriction of a postdated check unless the writer of the check makes an arrangement with the bank pays the applicable fees not to pay upon demand, but instead to pay only after the indicated date

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    Most state laws say that if you notified your bank about a post-dated check in writing a reasonable time before it receives the check, your bank is legally required to honor your request for six months or the bank will be liable for your fees

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    Technically when you write a future date on a check, it does not become a negotiable instrument until that date
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